Hi friends,
I am expecting around 1.20 crores from the sale of one of my properties and I am planning to reinvest that amount in land and properties only so seeking advice from experienced members here. I do have some plans in mind and would like to share them with you so you may suggest if you like any of them OR correct me if I am doing some mistakes
Option A : I buy some pre-rented properties with rental income and invest that rental income in some CLP somewhere. If I take around 5% ROI then I can expect around 60k monthly as rental income ready to invest somewhere.
Pros :
1. I will be buying property from received amount so some assets will be added.
2. Property appreciation of purchased property in coming time (rented + purchased from rental income)
Cons :
1. As market is full of touts, you don't know if tenant will vacate the premises or you may have to fight to get it vacated in future
2. Once tenant vacates the office, I will have to pay monthly maintenance charges to mall/arcade owners from my own pocket.
Option B : I buy some commercial space in multiple locations/malls/shopping arcades , pay their emi's and get possession, then wait for them to get tenants (rental income) and sell it off at high premium (because rented properties get sold easily and are in demand). The money I will get from these sales will again be reinvested in same business portfolio to increase number of investments/purchases.
Pros :
1. I will be buying multiple properties at various locations so chances to get tenants will also be multiplied. Even if a single establishment is sold, entire investment will hopefully be recovered and balance properties will still be with me to give multiple profits.
2. Money will be invested in multiple locations (gurgaon, GN, Noida for example) so chances to get dead investment will be extremely low
Cons :
1. No rental income because money will be reinvested
Option C : I invest this amount in multiple residential projects to play safe, buy a 1 BHK, 2 BHK , 3 BHK on CLP and pay their installments and wait for appreciation after delivery and then cash them and again reinvest the amount received.
Pros :
1. Safest game plan as per my thinking
2. Investment will be in different builder projects so appreciation will surely be there, somewhat different but will be sure at least
3. Chances of dead investment are extremely low
Cons :
1. Most builders are a big time defaulters and some projects are failures too (but that can be overcome because this forum has tons of knowledge and actual case scenarios so I will obviously be spending lots of time reading threads and then come to some conclusion)
2. Appreciation will be low as compared to commercial space
Here I would like to mention that right now I am not dependent on that projected rental income in any ways so even if I reinvest entire amount, my present lifestyle will not be affected and all I want your assistance is because such opportunities are not received many times in life so wanted to make sure that I make absolutely no mistakes and invest my hard earned money in the safest way with good returns.
Any help in this regard will be appreciated much.
You are not bounded to vote for any of my Options and their pros and cons only, you may add more pros and cons in any/all of the options which I might not have notices and If you guys can suggest some better game plan OR can correct me in my thinking, I shall be thankful to you.
regards.
I am expecting around 1.20 crores from the sale of one of my properties and I am planning to reinvest that amount in land and properties only so seeking advice from experienced members here. I do have some plans in mind and would like to share them with you so you may suggest if you like any of them OR correct me if I am doing some mistakes
Option A : I buy some pre-rented properties with rental income and invest that rental income in some CLP somewhere. If I take around 5% ROI then I can expect around 60k monthly as rental income ready to invest somewhere.
Pros :
1. I will be buying property from received amount so some assets will be added.
2. Property appreciation of purchased property in coming time (rented + purchased from rental income)
Cons :
1. As market is full of touts, you don't know if tenant will vacate the premises or you may have to fight to get it vacated in future
2. Once tenant vacates the office, I will have to pay monthly maintenance charges to mall/arcade owners from my own pocket.
Option B : I buy some commercial space in multiple locations/malls/shopping arcades , pay their emi's and get possession, then wait for them to get tenants (rental income) and sell it off at high premium (because rented properties get sold easily and are in demand). The money I will get from these sales will again be reinvested in same business portfolio to increase number of investments/purchases.
Pros :
1. I will be buying multiple properties at various locations so chances to get tenants will also be multiplied. Even if a single establishment is sold, entire investment will hopefully be recovered and balance properties will still be with me to give multiple profits.
2. Money will be invested in multiple locations (gurgaon, GN, Noida for example) so chances to get dead investment will be extremely low
Cons :
1. No rental income because money will be reinvested
Option C : I invest this amount in multiple residential projects to play safe, buy a 1 BHK, 2 BHK , 3 BHK on CLP and pay their installments and wait for appreciation after delivery and then cash them and again reinvest the amount received.
Pros :
1. Safest game plan as per my thinking
2. Investment will be in different builder projects so appreciation will surely be there, somewhat different but will be sure at least
3. Chances of dead investment are extremely low
Cons :
1. Most builders are a big time defaulters and some projects are failures too (but that can be overcome because this forum has tons of knowledge and actual case scenarios so I will obviously be spending lots of time reading threads and then come to some conclusion)
2. Appreciation will be low as compared to commercial space
Here I would like to mention that right now I am not dependent on that projected rental income in any ways so even if I reinvest entire amount, my present lifestyle will not be affected and all I want your assistance is because such opportunities are not received many times in life so wanted to make sure that I make absolutely no mistakes and invest my hard earned money in the safest way with good returns.
Any help in this regard will be appreciated much.
You are not bounded to vote for any of my Options and their pros and cons only, you may add more pros and cons in any/all of the options which I might not have notices and If you guys can suggest some better game plan OR can correct me in my thinking, I shall be thankful to you.
regards.